"There is a God. We are created by God, the universe is created by God, and 'all things work together for those who love God'. If we follow the Maker's instructions, things tend to work better. Therefore, there is a 'with the flow' way to go, and an 'against the flow' way to go. How do we know which is which? What is the path of blessing? Using the markers of scripture, conscience, nature, observation, the faith community and the faith tradition, Pen show us how to discern the road of blessing in regard to money, relationships, the home, and the acceptance of responsibility. The outcome may not bring prosperity, but it will probably include joy."